Welcome to Quality First Mortgage!

Quality First Mortgage is conveniently located in Vienna, Virginia.  We strive to offer our customers the best financing available by offering below market Vienna mortgage rates.  Not only do we offer low Vienna mortgage rates, we offer low mortgage rates in McLean, Arlington and the rest of Virginia.  We also can provide the same low mortgage rates in Maryland and Washington DC. Our business model provides our customers the lowest mortgage rates and fees available.  We encourage our borrowers to compare our rates and fees with any competitor, because we are confident we are offering not only the best Vienna mortgage rates available but anywhere in the areas we serve (VA, MD, DC).

 

In addition to the low mortgage rates and fees, we go the extra mile to make sure the process from beginning to end is smooth and stress-free.  We put your mortgage rates and fees in writing, so you know you will receive the lowest mortgage rate and fees at closing.  We are professional, honest, respectful  and  understand  the  importance  of  getting  loans closed on time.  We are always available and excited to assist you with all your mortgage needs.

 

Please feel free to Call us Today!  (703) 848-3793

 

Our loan officers are standing by to answer all your mortgage questions.  Receive a free, no-obligation response within minutes.   CLICK HERE

Homebuyers

See how much you qualify for in today's market.

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Today's Rates

See if the time is right for you to purchase or refinance.

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Refinance

We can help you lower your rate or take cash out.

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Loan Programs

Learn about different types of home loans.

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Your top mortgage questions, answered

Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.

A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.

Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.

While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.

What our clients are saying

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Lindsay Cronin

Fabulous experience! Dave Ferris really knows the mortgage business and got me a great low rate! Highly recommend Quality First Mortgage! They get the job done right and made the process easy! Thank you so much!

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David Herrington

Best mortgage company I've ever dealt with. Best rates, most knowledgeable and most professional. David Ferris, owner of the company, will get it done...fast and efficient!!